New federal proposal CMS-1848-P — comment period closes September 14, 2026, 11:59 PM ET  · 

More than 1,000,000 seniors lose access to their medical monitoring on January 1.

If the record stays quiet, the monitoring stops January 1.

A new CMS proposal ends Medicare payment for the way most remote patient monitoring is delivered in America — the nurses watching seniors' blood pressure, blood sugar, heart, and oxygen readings every day go silent, and patients already enrolled get no protection. The only window to stop it closes September 14.

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Your 20-second script: "Hi, I'm a constituent. I'm one of the million-plus Americans who depend on remote patient monitoring. CMS proposed rule CMS-1848-P would end the monitoring programs most of us use on January 1st. Please tell CMS to withdraw the RPM restrictions and protect patients already enrolled. Thank you."
1M+1
Medicare seniors stand to lose monitoring
Sept 14
2026 — comment deadline
$2,467–$3,01213
saved per patient per year (Optum)
What CMS Proposed · July 14, 2026

Two provisions. One outcome: patients lose the monitoring they have today.

The CY 2027 Physician Fee Schedule proposed rule (CMS-1848-P) was published in the Federal Register on July 16, 2026. Buried in more than a thousand pages are two provisions that would dismantle remote physiologic and therapeutic monitoring as most of America receives it.

01

The employment restriction

CMS proposes to pay for RPM and RTM services only when performed by clinical staff directly employed by the billing practice — eliminating payment when monitoring is furnished by specialized third-party clinical teams working under physician supervision.

"We are proposing to only allow payment for RPM or RTM services when furnished by clinical staff employed by the practice… beginning January 1, 2027, the RPM and RTM codes could not be billed in cases where the service is not performed by clinical staff of the billing practitioner and will not allow contracting out to third-party companies."— CMS-1848-P, proposed rule text

This is not a crackdown on fraud. It is the elimination of the long-recognized "incident to" staffing model — the only model that makes 24/7/365 nurse monitoring possible for independent practices. And because the restriction is date-based, it reaches every patient already enrolled: on January 1, their monitoring claims simply stop being payable.

What it means: the physician still orders, supervises, and owns the care — but the trained nurses reviewing readings around the clock would no longer be payable. Most practices cannot replace them.
02

The initiating-visit requirement — with no protection for current patients

CMS proposes to require a separately reportable, face-to-face initiating visit in association with the onset of RPM/RTM services. The proposal is silent on the patients already enrolled — no exemption, no grandfathering, no transition period.

Without an explicit exemption, patients who have been stable for months or years because they are monitored could be forced through an appointment bottleneck before their monitoring may lawfully continue — millions of visits pushed into a system already short on appointment slots.

What it means: CMS must be told, on the record, to explicitly exempt every patient already in care. Silence in a final rule becomes disruption in January.

"What CMS has done in this rulemaking is just like cutting off the entire arm — because this ends RPM, both high quality and low quality."

Christopher Adamec, Executive Director, Alliance for Connected Care
July 14, 2026
Proposed rule issued; published in the Federal Register July 16
September 14, 2026
Public comment period closes — the only window to change the outcome
~November 2026
CMS issues the final rule
January 1, 2027
Finalized provisions take effect
The Evidence CMS Should Weigh

This model doesn't just work. It's been independently measured.

Remote monitoring through clinical partnerships is one of the most-studied care models in Medicare — including an independent actuarial analysis performed by Optum, one of the nation's largest health services companies.

Independent Actuarial Study · Optum · May 2026

Optum's own analysis: monitored patients cost Medicare thousands less per year.

Optum conducted a propensity-score-matched, difference-in-difference actuarial study of a national monitoring program — comparing 2,800+ monitored Medicare patients against more than 13,000 matched controls over 12 months, with monitoring reimbursement itself excluded from the savings math.

Across all three chronic conditions studied, monitored patients' medical costs rose thousands of dollars less than the matched patients who went unmonitored. Optum characterizes the directional savings as promising, with larger samples expected to confirm significance — evidence CMS says it wants, from the exact delivery model CMS proposes to eliminate.

$2,467
saved per member per year · Hypertension
n = 1,001 vs 4,864 controls
$3,012
saved per member per year · Diabetes
n = 703 vs 3,438 controls
$2,483
saved per member per year · Chronic Kidney Disease
n = 1,112 vs 5,418 controls
−11.5 mmHg
average systolic blood pressure reduction across monitored hypertension patients — up to −29.6 mmHg in Stage 2 hypertension
National monitoring program data, 2026
−71.6 mg/dL
glucose reduction in high-risk diabetes patients by 12–18 months of monitoring — bringing the cohort under alert threshold
National monitoring program data, 2026
−72%
reduction in critical weight alerts among monitored heart-failure patients over six months — decompensation caught before the ER
National monitoring program data, 2026
10.9M
device alerts reviewed and actioned by licensed nurses in six months in a single national program — 41,000+ critical alerts resolved monthly
National monitoring program data, Jan–Jun 2026

And the independent peer-reviewed literature agrees

−20% heart-failure hospitalizationsMeta-analysis of remote monitoring programs (RR 0.80)³
−11% all-cause mortality in heart failureSystematic review with trial-sequential confirmation⁴
−$1,302 total cost of care per patient-yearPeer-reviewed Medicare chronic-disease RPM program study, with 27% fewer hospitalizations⁵
−4.6 mmHg systolic BPMeta-analysis, 31 studies, ~9,600 patients⁶ — and every ~10 mmHg reduction cuts major cardiovascular events by roughly 20%⁷
−59% hospitalizationsHigh-risk patients in the six months after RPM enrollment⁸
−14.1 mmHg systolic BP in rural, low-income patientsAmerican Heart Association journal Hypertension
The Rural Reality

Rural America gets hit first — and hardest.

Rural practices sit in the nation's deepest clinical staffing shortages. They cannot hire round-the-clock monitoring nurses, because those nurses do not exist to hire. Clinical monitoring partnerships are how a two-physician clinic in a shortage county offers its chronic-disease patients the same daily surveillance as an academic medical center.

An employee-only rule doesn't redirect this care in rural communities — it erases it. And it does so at the exact moment Congress is moving the opposite direction: the Rural Patient Monitoring Access Act (H.R. 3108) advanced out of the House Ways & Means Committee 39–0 on July 14, 2026 — the same day CMS proposed this restriction.

92%
of rural counties are federally designated primary-care Health Professional Shortage Areas¹⁰
199
rural counties have zero primary-care physicians; 45% have five or fewer¹⁰
43M
Americans live in rural areas facing primary-care shortages — the populations with the highest chronic disease burden¹⁰
The Staffing Math

"Just hire your own nurses" is not a plan. It's a shutdown order.

Continuous monitoring requires roughly one full-time clinician per 150–200 patients, plus platform, devices, logistics, and 24/7 coverage. For the small and independent practices that care for most of rural and Main Street America, the math has only one answer — and CMS is asking to see it. The rule itself states: "We are seeking comment on this proposal, specifically on how often third-party billing currently occurs and how this policy, if finalized, could impact access to remote monitoring services."

CMS asked. Let's answer — on the record, before September 14.

What in-house monitoring actually costs a small practice

Registered nurse care manager (fully loaded)¹¹$110–145K / yr
Patients one nurse can safely monitor¹¹150–200
Coverage required for physiologic alerts24 / 7 / 365
Platform, FDA-cleared devices, logistics, EMR integrationAdditional
Verdict for a typical independent practiceImpossible
Which is why the fully managed clinical-partner model became the dominant way RPM is delivered — services, not devices, make up ~80% of the entire RPM market.¹²
If No One Acts, Here Is January 1, 2027

The devices keep transmitting. Nobody is paid to watch.

The call never comesThe dangerous reading that used to trigger a same-day nurse call now sits in a queue no one is staffed to review — until it becomes an ambulance.
Rural patients lose firstThe counties with the fewest doctors depend most on partnered monitoring. They have no in-house fallback — access simply ends.
The window closes for goodAfter September 14, the public record closes and CMS decides on what it has. Silence reads as consent.
Take Action Before September 14

Three minutes. Three actions. On the record.

Federal law requires CMS to read and respond to substantive public comments. In past fee schedules, CMS has reversed proposals when the public supplied the evidence it was missing. That's the plan.

Your patients lose their safety net on January 1.

Every RPM patient you manage through a clinical monitoring partner loses payable monitoring the day this takes effect. The readings keep coming — but nobody is paid to watch them.

This is supervised care, not a loophole.

The "incident to" model exists across Medicare. Your orders, your protocols, your supervision, your clinical responsibility. Punishing the compliant majority for the fraud of a few is enforcement malpractice — CMS has audit, enrollment, and integrity tools built for exactly that job.

The initiating-visit mandate breaks your panel.

Re-processing every enrolled RPM patient through a new visit — on top of your existing schedule — is thousands of appointment slots your community doesn't have. At minimum, CMS must exempt already-enrolled patients.

Your comment is the evidence CMS says it lacks.

CMS states in the proposal that it lacks cost and workflow data on RPM staffing. A comment describing your panel, your staffing reality, and your patients' outcomes is precisely what the administrative record needs.

1

File your formal comment

The single most powerful action. We've drafted a full comment letter you can personalize with your practice's story and submit to the federal docket in one click.

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2

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Join clinicians nationwide on a unified petition delivered to the CMS Administrator and congressional health committees before the comment deadline.

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3

Email the drafted complaint

Send the pre-written letter from your own inbox — to CMS leadership via the docket, with a copy to Protect RPM so your voice is counted when comments are delivered to Congress.

What you have today

Your blood pressure, blood sugar, weight, or oxygen readings go to a nurse every single day. When something looks wrong, they call you the same day and alert your doctor — before it becomes an ambulance ride.

What the proposal does

Medicare would stop paying for the nurses who watch your readings, because they work with your doctor instead of being employed by your doctor's office. Your doctor didn't choose this. Most offices simply can't hire 24/7 monitoring staff on their own.

What happens to you

Unless the rule changes, monitoring like yours ends on January 1, 2027 — and even where it could continue, you'd have to schedule a new office visit first, just to keep the care you already have.

Why your voice counts most

CMS is legally required to read public comments — and patient stories are the ones regulators quote. You don't need to know policy. You just need to say what your monitoring does for you.

1

Sign the patient petition

Add your name in 30 seconds. The petition is delivered to the CMS Administrator and Congress before the September 14 deadline.

Sign the petition
2

Send your comment to Medicare

We wrote a short letter in plain language. Add a sentence about what monitoring does for you, and submit it to the official federal docket.

3

Call your representative

Enter your ZIP code and we'll point you to your member of Congress — with a 20-second script. Calls get tallied. Tallies get noticed.

The Petition

Withdraw the provisions. Protect the patients already in care.

To the Administrator, Centers for Medicare & Medicaid Services:

We, the undersigned patients, caregivers, and clinicians, urge CMS to withdraw two provisions of proposed rule CMS-1848-P: the restriction eliminating payment for RPM/RTM services furnished by supervised clinical monitoring partners — the dominant delivery model, adopted because independent practices cannot staff 24/7 clinical monitoring alone — and the initiating-visit requirement applied without exemption to patients already enrolled in monitored care. Remote monitoring keeps patients out of hospitals and saves Medicare money. Address program integrity with targeted enforcement — not by disconnecting the patients who depend on monitoring today.

The call that comes before the ambulance — that is what this rule takes away.
50,000
signature goal before September 14
Live signature count appears here at launch
Sign the petition — Step 1

Signing takes 30 seconds in the action panel at the top of this page — then Step 2 puts your comment on the federal record.

Does Commenting Actually Work?

Yes. CMS has changed course before — when the record demanded it.

Precedent

CMS reversed itself in the CY 2024 fee schedule

CMS proposed ending teaching-physician virtual presence — then reversed after public comments showed how deeply the flexibility was embedded in real practice, finalizing it permanently instead.

The opening

CMS admits it lacks the data

In this very proposal, CMS acknowledges it lacks cost and clinical-workflow data on how RPM is staffed and delivered — and explicitly solicits that information. Well-evidenced comments don't just object; they fill the record CMS must rule on.

The momentum

Congress is moving the other way

The Rural Patient Monitoring Access Act (H.R. 3108) advanced out of Ways & Means 39–0 on July 14, 2026. Bipartisan Washington wants more remote monitoring access — not less.

Sources

Every claim on this page, cited.

  1. HHS Office of Inspector General, RPM billing data snapshot (2025): nearly one million Medicare beneficiaries received RPM in 2024; payments ≈ $536M, +31% year over year. See also OIG, “Additional Oversight of Remote Patient Monitoring in Medicare Is Needed” (OEI-02-23-00260, Sept 2024).
  2. CMS-1848-P, Remote Monitoring subsection (d): CMS proposes the restriction while stating, "We are seeking comment on this proposal, specifically on how often third-party billing currently occurs and how this policy, if finalized, could impact access to remote monitoring services" — the agency cites no data on the prevalence of the model it proposes to eliminate. Market structure: services represent ~79% of the U.S. RPM software & services market (Market.us, 2024), with fully managed clinical partnership the dominant, fastest-growing delivery model.
  3. Meta-analysis of remote monitoring programme components in heart failure: HF hospitalizations RR 0.80 (95% CI 0.77–0.84). PMC12502459 (2025).
  4. Systematic review, meta-analysis and trial-sequential analysis of RPM in heart failure: all-cause mortality RR 0.890 (95% CI 0.819–0.966). medRxiv (2026).
  5. Medicare chronic-disease RPM program: total cost of care −$1,302 per patient-year; 27% lower hospitalization rate. PMC12703855 / ScienceDirect (2025).
  6. Telemedicine/RPM in hypertension: systolic BP −4.62 mmHg (95% CI −5.78 to −3.46), 31 studies, n≈9,559. Frontiers in Public Health (2025).
  7. Ettehad et al., Lancet (2016): each ~10 mmHg reduction in systolic BP reduces major cardiovascular events by roughly 20%.
  8. Prospective cohort, high-risk patients: hospitalizations −59% in the six months following RPM enrollment. PMC11437225.
  9. Home BP telemonitoring in a rural, low-income population: systolic −14.1 mmHg (95% CI −16.8 to −11.4). AHA Hypertension.
  10. Commonwealth Fund, “The State of Rural Primary Care in the United States” (Nov 2025), drawing on HRSA shortage-area data: 92% of rural counties are primary-care HPSAs; 199 rural counties have no primary-care physician; 45% have five or fewer; 43M rural residents face shortages.
  11. RPM staffing economics: ~1 FTE clinical monitor per 150–200 patients; fully loaded RN care manager $110–145K/yr (Circle Care, 2026); MGMA on small-practice reliance on turnkey monitoring partners.
  12. Market.us, U.S. Remote Patient Monitoring Software & Services Market (2024): services segment = 79.1% share.
  13. Optum actuarial study (May 2026): propensity-score-matched difference-in-difference analysis of a national RPM/CCM monitoring program vs. matched Medicare FFS controls, 12-month pre/post; per-member-per-year directional medical cost savings of $2,467 (hypertension, n=1,001), $3,012 (diabetes, n=703), $2,483 (CKD, n=1,112); RPM/CCM reimbursement excluded from savings; results directional, pending larger samples for statistical significance.
  14. National monitoring program clinical data (2026): systolic BP −11.5 mmHg overall / −29.6 mmHg Stage 2; glucose −71.6 mg/dL at 12–18 months in the >175 mg/dL cohort; heart-failure critical weight alerts −72% over six months; 10.9M alerts reviewed by licensed nurses Jan–Jun 2026.
  15. CMS, CY 2027 Physician Fee Schedule proposed rule (CMS-1848-P), issued July 14, 2026; Federal Register July 16, 2026; comment period closes September 14, 2026; docket CMS-2026-2377 at regulations.gov.
  16. CY 2024 PFS final rule: reversal of the teaching-physician virtual-presence proposal following public comment.
  17. Rural Patient Monitoring Access Act, H.R. 3108 — approved by the House Ways & Means Committee 39–0, July 14, 2026.
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